According to the Federation of Small Business (FSB), There were 5.6 million small businesses in the UK at the start of 2018, and small businesses accounted for 99.3 per-cent of all private sector businesses at the start of 2018.

With so many small businesses saturating the UK economy, you could be forgiven for thinking that business finance must be readily available!- in which case, you might be wrong! The pursuit of finance is by no means an easy one. Unless of course you know where to look.

It comes as no surprise, that here at Blue Bull Finance we receive enquiries from business owners from all corners of the UK who need capital to grow, but cant get the right loan from say their High Street Bank, or maybe have little in the way of assets. you could call business finance a real life ‘chicken and the egg’ conundrum.

It seems some of the banks are showing a fondness for a return to the ‘’computer says no’’ approach to lending for the SME market.

A good broker can help you navigate a way to achieve your goals

So how do you obtain business finance?

There are number of options which we look at on a case by case basis, here are just a few of them

1. Consider Factoring: Factoring is where company may sell its receivables at a discount to get cash up front.

2. Asset Based Loans. If you have tangible assets such as machinery, we may be able to find loans against the value of the existing asset

3. Get a Business or Personal Loan. Our team of advisors at Blue Bull Finance can help you review options both for Personal Loans ( up to £35,000) and various types of Business Loans , such as unsecured lending or working capital or import finance.

Here at Blue Bull Finance, we listen to what you want and when you want it, then we can provide you with the facts you need, in order to make the best decision for you and you business.

For more information, please call our team on: 07774 652344 or email